Rule-based categorization
Deterministic rules keep categories consistent. Tune once, then keep your ledger clean every day.
Mint-style clarity, without the manual cleanup
Turn messy transactions into clean categories.
TagMySpend automatically categorizes transactions using deterministic rules today (and smarter suggestions later), so your spending stays organized and tax-ready.
- Connect accounts securely
- Auto-categorize transactions with deterministic rules
- Ask you only when needed (SMS / in-app later)
- Export-ready ledger built for taxes
Your ledger, organized
Sample dataTransactions3 examples
- NORTHSTAR SOFTWARE$24.00Matched by a merchant ruleSoftware
- PAPER & CO SUPPLY$38.50Matched by a merchant ruleOffice supplies
- HARBOR COFFEE$8.50Matched by a merchant ruleDining
Consistent categories. Ready to review.
Ask only when needed
When the system is uncertain, we nudge you to confirm. Transactional SMS is coming soon (pending 10DLC).
Export-ready ledger
Keep an audit-friendly history of categorized transactions so tax season is faster and less stressful.
Trust & security first
We connect to financial institutions through a secure third-party provider and we never store your bank login credentials.
How it works
A simple loop: sync, categorize, confirm edge cases, export. Built for accuracy and auditability.
Connect accounts
Link your financial institutions securely using our account connection flow.
We sync transactions
New transactions are pulled regularly so you always stay up to date.
Rules categorize automatically
Deterministic rules handle most merchants and patterns without any manual work.
If uncertain, we ask you
When something is ambiguous, we request a quick confirmation (SMS or in-app later).
Your ledger stays clean
Accurate categories create an audit-friendly, export-ready ledger for taxes and reporting.
Designed for clean ledgers
Categories stay consistent across accounts and time.
Sample merchant rule
- Merchant contains
- NORTHSTAR
- Assign category
- Software
An illustrative rule you define, not an AI guess.
- Rule matching by merchant, amount patterns, and metadata
- Easy to review and export for taxes
- Transactional notifications (SMS) for exceptions — coming soon
Built to reduce busywork
Spend less time fixing categories and more time using them.
Trust & security
We treat financial data with care. This site is marketing-only in v1, but our system design follows best practices for handling sensitive access tokens and transaction data.
We connect to your financial institutions through a secure third-party provider.
The connection flow is familiar, secure, and designed for read-only access.
We never store your bank login credentials.
Credentials stay between you and your institution via the connection provider.
Access tokens are treated as secrets and stored securely.
Tokens are encrypted and access is restricted to only what the service needs.
TagMySpend is not affiliated with any financial institution. All trademarks belong to their respective owners.
Ready to keep your spending organized?
Create your account to connect Accounts, define rules, and keep a clean export-ready ledger.