How TagMySpend works
TagMySpend is built around a clear loop: connect, sync, categorize, confirm exceptions, export. It's designed to keep categories consistent over time — which makes downstream reporting far easier.
Step 1
Connect accounts
Link your financial institutions using our secure connection flow. You authenticate directly with your institution through the connection provider — not with TagMySpend.
Step 2
We sync new transactions regularly
Once linked, TagMySpend pulls new transactions on a recurring schedule so your ledger stays current without manual imports.
Step 3
Rules categorize automatically
Deterministic rules map merchants and patterns to consistent categories. You can refine rules over time as your needs evolve.
Step 4
If uncertain, we ask you
When a transaction is ambiguous, we ask for a quick confirmation. Transactional SMS prompts are coming soon (pending 10DLC).
Step 5
Your ledger stays clean and audit-friendly
The result is a clean, export-ready ledger you can use for taxes, reimbursements, and reporting — with clear history and fewer surprises.
What we categorize
In early access, TagMySpend focuses on categorizing transactions reliably using deterministic rules. That means:
- Merchant names, transaction names, amounts, and metadata (when available)
- Stable categories you can export for taxes and reporting
- A clear audit trail for “why this was categorized this way” (rules-based)
Ready to get started?
Create your account to link Accounts, configure rules, and keep your ledger clean and export-ready.
Transactional SMS only. Message frequency varies. Reply STOP to opt out, HELP for help. Msg & data rates may apply.